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The Health Insurance
Group is
an independent Private Medical Insurance specialist
We are
authorised and regulated by The Financial Services Authority, our firm
reference number is 308189.
You can check
our authorisation by visiting
http://www.fsa.gov.uk/register
We
are also obliged to provide certain information to all prospective new
clients, this is called our initial disclosure document, please
click here
to view this document.
When
you submit your information, your details will be passed to one of our
specialist consultants to provide you with a no obligation quotation.
You need to be a resident of
the
United Kingdom, aged 18 years or over
Remember even if you are currently
insured we can still help you find a better deal.
Why not call now to speak to one of our highly skilled colleagues who will be
delighted
to do all the hard work of getting you the best deal for your
needs.
There are many different
policies available - let us find the right one for you:
Budget
With this type of
policy normally only inpatient treatment is covered, this means that
diagnostic tests, Consultant’s fees and outpatient treatments are not
covered. This type
of policy best suits those who can afford to pay their
own outpatient tests and consultants fees from savings leaving the policy
to pay for the most expensive treatments such as operations. Some insurers
will include diagnostic tests and consultants fees
if this later results in an inpatient hospital stay. Inpatient
radiotherapy and chemotherapy is covered by most insurers on budget
polices. Inpatient treatment is covered in full.
Standard
This type of policy
covers full inpatient treatment such as operations and a range of
outpatient treatments. Specialist consultations and diagnostic procedures,
including pathology, radiology computerised tomography, MRI Scans,
radiotherapy and chemotherapy up to a limit of anything between £500 -
£2000 depending on the insurer. Normally Therapies such as treatment by
registered Osteopaths, Chiropractors, Physiotherapists, Homeopaths and
Acupuncturists will also be covered again up to specified limits that vary
between insurers.
Comprehensive
Comprehensive
policies are very much top-of-the-range healthcare solutions. They
typically include full inpatient cover, unlimited outpatient cover as
described above, MRI, and CT scans and other benefits such as psychiatric
cover, travel cover, dental cover, home nursing costs, chiropody,
recuperative care and incidental hospital expenses (telephone calls,
newspapers etc). For complete peace of mind this is the type of policy you
should choose.
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