Personal Health Insurance Quote for you

Whether you are off on holiday, or going away on business, our new exclusive NARPO Annual Group Travel Insurance Scheme, with AXA PPP healthcare, will keep you well protected against the unforeseen.

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To view an application form click here.

To view a direct debit mandate click here.

Download the NCD Explained document here.

Moritorium underwriting terms have proven to be particularly good value for members joining the scheme.

This two year moratorium ensures that new conditions that occur after a member joins the scheme are covered immediately. Conditions that occurred more than five years prior to a member joining the scheme will also be covered immediately, provided that the condition has completely cleared - no symptoms, no medication, no advice, and no treatment, during the previous five years. However, conditions that occurred during the five years prior to joining the scheme are subject to a two year qualifying period, or moritorium, and will be covered two years after joining the scheme, provided the two year qualifying period is clear of any symptoms, treatment, advice or medication.

Subject to the signing of a simplified declaration on the application form, it is also possible to join the scheme on Medical History Disregarded terms, whereby pre-existing acute medical conditions may be covered,or alternatively, switch terms from a previous insurer. Premiums for these options are higher than for moratorium terms.

Benefits are subject to the terms and conditions pertaining to the policy, which will be provided to all applicants.

The scheme offers a wide range of hospitals throughout the UK. To view the current Directory Of Hospitals click here.