Kidnap & ransom

Keep your people safe and have peace of mind

Specialised protection

Every year there are more than 40,000 kidnappings globally. Over 40% of these kidnappings are of professionals and business personnel or their dependants.

Kidnappings can occur in any region of the world, but particularly in hot-spots such as war zones and crisis zones and areas of political or social unrest. Most kidnappings occur to obtain a ransom and few victims are rescued or released safely without ransoms being paid. Unfortunately you cannot rely on government support and they certainly won’t pay any ransom demand for you.

As an employer you have a duty of care to protect your staff overseas. Our consultants can work with you to find the most appropriate solution to help you meet that duty.


Kidnap and ransom insurance

Our kidnap and ransom insurance (K & R) includes:

  • Ransom monies paid or lost in transit
  • Crisis management and consultant costs
  • Additional care expenses
  • Replacement costs
  • Personal specialist security expenses
  • Return home expenses
  • Salary continuance
  • Salary replacement
  • Personal accident

The K & R cover is backed by access to a specialised 24/7 global emergency and crisis response team and covers up to £3,000,000 per person and up to £6,000,000 in the annual aggregate per policy.

The product is available to UK, EU, US, Australian and Canadian citizens in any country worldwide, or any company or organisation in those countries who are sending staff overseas. A wide range of other nationalities operating worldwide can also be catered for upon application.

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Modular high risk insurance

If you would like to extend your cover beyond kidnap and ransom insurance to one of a full modular range of international covers, we can provide you with a quote within 24 hours. This modular policy ensures you only have to pay for the cover you need.

Our group annual high risk insurance scheme can be tailored specifically to your needs from the following benefits:

  • Personal accident
  • Illness
  • Medical, repatriation and evacuation expenses
  • Political and natural disaster evacuation
  • Kidnap, ransom and hostage
  • Travel medical and emergency expenses
  • Search and rescue
  • Hijack and kidnap
  • Personal belongings
  • Money
  • Travel delay
  • Cancellation, curtailment or change of itinerary
  • Travel delay – additional travel and accommodation expenses
  • Personal liability
  • Legal expenses
  • Cover for war zones, crisis zones and high risk zones
  • Access to 24/7 global emergency and crisis response service
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Our international team